Configure your group health and dental coverage to fit your employees – and your budget. We can help!
Extended Health and Dental programs are insurance or tax-sheltered programs that provide various levels of reimbursement for approved medical and dental expenses. These can include:
- Ambulance and Hospital
- Dental Treatments and Orthodontics
- Prescription Drug Plans
- Medical Practitioners (Paramedicals)
- Therapists, Specialized Treatment
- Emergency Medical Travel Coverage
- Medical Supplies and Devices
- Vision Care, Glasses and Contacts
- Telemedicine
There are many ways of designing, structuring, and funding Extended Health and Dental benefits for employees. These programs are often looked at with the biggest microscope. They have frequent claims and highly variable costs for both employees and employers.
A consulting approach is vital in understanding and summarizing the constant stream of financial and utilization data. There are advantages to this approach for both employee and employer. With a strong understanding of objectives in mind, we will help manage your risks and identify your opportunities.
A plan designed to meet your needs can be selected from the following EHC arrangements:
- Pooled Benefit Plans
- Insured / Experience-rated plans
- Extended Health and Dental Care
- Self-insured options
- Administrative Services Only (ASO)
- Health Spending Accounts (HSA/HCSA)
- Personal Health Spending Plans (PHSP)
- Refund Accounting
- Terminal Financial Accounting
- Association Plans
- Flex Plans
- Critical Illness Insurance
- Diagnostic and Specialist Access Insurance
- Best Doctors and Medical Second Opinion Services
